CBIZ INNKEEPERS INSURANCE BLOG

One of the most common questions we get from customers who want to own a Bed & Breakfast is a very understandable one: “I have homeowners insurance, so do I need innkeeper insurance?” In this article, we're talking all things homeowners insurance and why it may not be the best protection plan for your Bed & Breakfast in the event something goes wrong during a guest's stay. 

Eco-friendly and sustainability are common terms used on packaging when purchasing goods such as appliances, air-conditioning units, wood materials, and even fabrics. Often, they are associated with saving money. The ever-changing climate has created a desire for a more conscientious lifestyle. Take a look around your Inn and see where you can save money, protect the earth’s resources, and potentially reduce your risks. Celebrate Earth Day, April 22, 2021, by going green using these simple 12 tips.

The travel and hospitality industries are some of the most helpful income generators to small businesses. They keep the economics of travel within their communities. By recommending restaurants, coffee shops, and local boutiques to guests, they can help these small businesses immensely.

With most of corporate America continuing to having to work remotely, there has been a new craving for travel and working on “vacation” which has opened a plethora of opportunities for the Bed & Breakfast industry. Simply introducing more operational technology in your Inn, offering creative packages, or being more flexible with your bookings, could increase your business earnings exponentially. The trends for 2021 are focused on safety and the “new” business traveler.

Phishing attacks are constantly evolving in order to capitalize on our information. Recently, we’ve seen an uptick of scammers sending phishing emails – even Zoom meetings - about the COVID-19 vaccine. As hackers get better and better at their game, it’s important to know how to spot a suspicious email to help your Bed & Breakfast business avoid a cyber breach.

As an innkeeper, you have a vested interest in making sure your property is safe and secure. Naturally, you want to protect your guests, avoid costly damage, and other problems whenever possible. Fortunately, advances in smart technology offer Bed & Breakfast owners a means to identify and address potential issues early when they are most manageable. 

An unfortunate result of COVID-19 is that cybercriminals are attempting to capitalize on the public’s desire to learn more about the outbreak and vaccine updates. With a large amount of the population still working remotely due to the coronavirus outbreak, phishing scams are becoming the fastest type of cybercrime.

Charming and luxurious are two words most commonly associated with Bed & Breakfasts. Guests from all over the world book their stays with those two words in mind. It’s also one of the reasons some prefer staying at an Inn rather than booking a standard hotel. To help step up your luxe game, keep reading for 5 simple tips you may not have thought about.

Owning and operating a Bed & Breakfast, a lodge, or other accommodation can be a rewarding endeavor. However, owners have to manage numerous exposures related to lodging, and many offer amenities that can dramatically increase the number of risks. Assessing your exposures and taking the appropriate precautions can go a long way toward protecting your business.

This year has undoubtedly been a very difficult one. Don’t forget to take a moment, pat yourself on the back, and gift your Bed & Breakfast business with something you have been wanting to purchase. Nobody knows your business better than you, and you deserve something special this season. Here are our top 3 gifts to give to your business. CBIZ Innkeepers Insurance has you covered.