CBIZ INNKEEPERS INSURANCE BLOG

Preparing a delicious meal is seen as an act of love or a gift It’s an art form that many bed and breakfasts are known for. However, the other side of cooking — food preparation and safety, can be easily forgotten. Reduce the chances of your guests getting sick from food preparation.

Seemingly minor issues—such as stray cords, dust buildup or leaky faucets—can spiral into significant problems if left unnoticed. By conducting an annual safety audit, you can help keep your property safe and secure, reducing the risk of guest injuries, lawsuits, property damage and costly insurance claims.

While most businesses serve alcohol without incident, the harsh reality is that lawsuits related to liquor liability are filed each day. All it takes is a single liquor liability claim to put your entire business at risk. To help your Inn navigate the risks associated with serving alcohol, we’ve put together a few steps you can take to mitigate the risk of facing a costly lawsuit or insurance claim.

Natural disasters can have severe impacts not only on your physical property, but they may also directly affect your business operations (including weeks without guests or rescheduling major events) and lengthy, costly repairs. It is an unfortunate fact that one in four businesses that shut down due to a natural disaster never reopen. 

With decades of experience helping owners insure their most prized assets, we have seen it all and spoken to many amazing people. We have noticed they focus their efforts on these 5 perspectives/habits. Follow these 5 insider tips to help run a successful Inn business.

As hurricane season approaches, it’s time to prepare your bed and breakfast business for the unexpected. With climate change and more active weather patterns, hurricane season can last longer or begin earlier. Use the following guidance to stay safe and limit potential damage in the event of a hurricane.

As a result of the pandemic, we are seeing more and more bed and breakfasts using QR Codes to cut down on daily operations and reduce paper waste. QR Codes are starting to take over the hospitality industry by storm, enhancing guest experience and helping your day-to-day functions. 

We are all familiar with the old saying “never judge a book by its cover”, however in the hospitality and travel industry, it couldn’t be more opposite. Not only can good photography help increase your bookings, but it can also help your claim if damage occurs.

Many inn businesses employ at least one individual who is essential to the company’s success. This person may be a partner, owner or another individual who is crucial to the inn. If this person unexpectedly leaves the organization—due to a death, disability or immediate resignation—it may be hard for the bed and breakfast to survive.

When it comes to landscaping your property, many inns go the simple route of shrubs and a few trees. It’s often forgotten that your guests’ experience relates to the gardens, trails, and park areas of the property. The right landscaping could be the deciding factor in the number of bookings you receive. Here are a few suggestions to make your inn go green with plants and potentially add green to your wallet.