Insights and tips on how to protect your inn or bed & breakfast, giving you and your guests peace of mind.
Have you ever experienced a potential guest who sounded extremely interested in staying at your accommodation, asks a ton of questions and then disappears? You may have even reached out after the radio silence and still nothing. Simply put—you’ve been ghosted.
Whether your budget is large or small, you’re adding not only value but also risk. To ensure your fixer-upper project goes smoothly and you have the coverage you need, here’s what you need to know.
Many people are distressed when they file an innkeeper insurance claim given that these claims typically follow a devastating event such as a property fire, disastrous weather or a guest injury. To help you file a claim with ease, we’ve compiled some useful information to make the best of this trying experience.
No hotel, inn, or bed and breakfast is immune to an attack. They all have something an attacker would want because you still accommodate a significant amount of people.
Preparing a delicious meal is seen as an act of love or a gift It’s an art form that many bed and breakfasts are known for. However, the other side of cooking — food preparation and safety, can be easily forgotten. Reduce the chances of your guests getting sick from food preparation.
Seemingly minor issues—such as stray cords, dust buildup or leaky faucets—can spiral into significant problems if left unnoticed. By conducting an annual safety audit, you can help keep your property safe and secure, reducing the risk of guest injuries, lawsuits, property damage and costly insurance claims.
Fireworks are a staple of the Fourth of July and many other celebrations, but remember to take precautions to ensure your Inn is safe and accident-free. Even mild fireworks—such as sparklers—can get hot enough to burn through clothing or ignite surrounding greenery, causing major problems.
While most businesses serve alcohol without incident, the harsh reality is that lawsuits related to liquor liability are filed each day. All it takes is a single liquor liability claim to put your entire business at risk. To help your Inn navigate the risks associated with serving alcohol, we’ve put together a few steps you can take to mitigate the risk of facing a costly lawsuit or insurance claim.
Natural disasters can have severe impacts not only on your physical property, but they may also directly affect your business operations (including weeks without guests or rescheduling major events) and lengthy, costly repairs. It is an unfortunate fact that one in four businesses that shut down due to a natural disaster never reopen.
With decades of experience helping owners insure their most prized assets, we have seen it all and spoken to many amazing people. We have noticed they focus their efforts on these 5 perspectives/habits. Follow these 5 insider tips to help run a successful Inn business.
885.945.5221 | email@example.com
700 W 47th Street, Suite 1100 |
Kansas City, MO 64112
Monday - Friday | 8:30 a.m. - 5 p.m. (CST)
CBIZ Innkeepers Insurance, a division of CBIZ Insurance Services, Inc., is the largest insurer of innkeeper businesses in the United States. As part of an $850 million New York Stock Exchange traded company (CBZ), we developed a specific policy coverage to meet the needs for inns and bed & breakfasts, and the amenities offered by these businesses. Our policy is underwritten by an A.M. Best Rated A++ (Superior) company.
The CBIZ Innkeepers Insurance team knows insurance, specifically the risks and exposures related to beds & breakfasts. We won't confuse you with technical "insurance speak" our representatives will explain your coverage in simple terms. With hands-on, personal customer service, we guarantee swift communication. As specialist in the industry, we leverage our knowledge and passion to ensure you and your inn are protected.
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