CBIZ INNKEEPERS INSURANCE BLOG

Insights and liability tips on how to protect your inn or bed & breakfast, giving you and your guests peace of mind.

Ward, Hayden
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Prevent Snowmelt Flooding From Happening at Your Inn

Snow melt prevention

There’s a lot to love about snow. The world becomes serene as a blanket of white covers everything. However, it’s not so pleasant when snow melts as it can cause major damage on your property.

With winter in full swing and global warming in mind, temperatures will fluctuate throughout the season, causing snowmelt. The accumulating water from melting snow and ice can lead to clogged gutters, saturated foundation material and damaged drainpipes. Stay on top of protecting your inn from moisture damage with these simple tips.

The Risks of Snowmelt

Snowmelt typically happens when there’s a quick change in the temperature, often resulting in flooding. Frequently, damage is a result of the melted snow in combination with cracks in the foundation, faulty or dirty gutters, or improper runoff. Not only does snowmelt affect the property, but it can also lead to health problems from the chemicals and sewage in the waters.

Snowmelt Prevention Tips

Don’t let snowmelt wreak havoc on your inn. Review the following guidance for snowmelt prevention recommendations.

  • Clear snow from the foundation. Shovel snow away from the property, including stairwells, window wells, downspouts and doors, to help prevent water from seeping in through cracks.
  • Maintain the roof and gutters. Any heavy snow that has accumulated on the roof should be cleared away to avoid water damage. Keep the gutters clear of debris to avoid ice dams — melted snow that refreezes at night, causing gutter clogs.
  • Ensure proper drainage. Ensure that the downspout drains are away from the property and keep any street storm sewer drains clear of snow to prevent buildup and freezing.
  • Check your sump pump. Test to ensure your sump pump is in good working order in case the inn experiences flooding. If you notice any small leaks, take care of them before they become a bigger hazard.

Trust the Professionals

Qualified contractors can help you with the most crucial systems of your inn, including plumbing and heating. If you are unable or unsure of how to remove snow from the roof, fix a leaky pipe, seal windows and doors, or simply test your water heater, contact a professional to ensure that your team and your property are safe from harm.

It’s SNOW Problem With CBIZ Innkeepers Insurance

In addition to utilizing a qualified contractor to assist with property maintenance and repairs, ensure your inn will be adequately covered in the event of potential damages and disasters. Prevention is the best strategy for avoiding damage and other risks! Connect with a team member at CBIZ Innkeepers Insurance today to learn more.

This blog may contain scenarios that are provided as examples only. Coverage is subject to the terms, conditions and exclusions of the policy issued. The information provided is general in nature and may be affected by changes in law or the interpretation of such laws. The reader is advised to contact a professional prior to taking any action based upon this information.

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CBIZ Innkeepers Insurance, a division of CBIZ Insurance Services, Inc., is the largest insurer of innkeeper businesses in the United States. As part of an $850 million New York Stock Exchange traded company (CBZ), we developed a specific policy coverage to meet the needs for inns and bed & breakfasts, and the amenities offered by these businesses. Our policy is underwritten by an A.M. Best Rated A++ (Superior) company.

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