CBIZ Innkeepers Insurance Program

Finding a policy specifically tailored to address the needs and issues of running an inn or bed & breakfast (B&B) are rare. However, that’s what you get with the CBIZ Innkeepers Insurance Program. Our insurance policy is designed to meet the unique needs of those who own bed & breakfasts, lodges, guest ranches and world-class destination resorts.



  1. One stop shopping for all your insurance needs. Property, Inland Marine, Crime, Liquor Liability, and General Liability coverage bundled into one convenient policy
  2. Property capacity for high values of frame structures in unprotected areas
  3. Blanket limits and Agreed Amount coverage for property available
  4. Expertise in understanding unique exposures such as hunting, fishing, boating, horseback riding, spa services, golfing, and world class dining
  5. Medical payments included at $5,000
  6. Coverage for insured’s household personal property available
  7. Personal Liability endorsement available for resident owners
  8. Ability to provide coverage for most services and activities
  9. Specialized Risk Management Services
  10. Installment plans available for accounts which generate at least $2000 in premium


Explore How CBIZ Innkeepers Insurance Can Protect Your Business

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Whether you own a secluded lodge on the lake, a cozy beachfront inn, or a ranch in the peaceful desert, having guests on the premises comes with unique risks. With the CBIZ Innkeepers Insurance program you’ll rest easy knowing that you have comprehensive coverage. At its core, innkeepers insurance will protect you, your inn, and your income. Explore why your bed & breakfast needs comprehensive coverage.

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800.488.1135  | [email protected] 

700 W 47th Street, Suite 1100 | 
Kansas City, MO 64112 

Monday - Friday | 8:00 a.m. - 7 p.m. (CST)


CBIZ Innkeepers Insurance, a division of CBIZ Insurance Services, Inc., is the largest insurer of innkeeper businesses in the United States. As part of an $850 million New York Stock Exchange traded company (CBZ), we developed a specific policy coverage to meet the needs for inns and bed & breakfasts, and the amenities offered by these businesses. Our policy is underwritten by an A.M. Best Rated A++ (Superior) company.

The CBIZ Innkeepers Insurance team knows insurance, specifically the risks and exposures related to beds & breakfasts. We won't confuse you with technical "insurance speak" — our representatives will explain your coverage in simple terms. With hands-on, personal customer service, we guarantee swift communication. As specialist in the industry, we leverage our knowledge and passion to ensure you and your business are adequately protected.





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