The CBIZ Innkeepers Insurance Program Coverages
Our comprehensive insurance program protects exposures before a loss occurs and is serviced by a team of industry experts.
The CBIZ Innkeepers Insurance Program provides coverage for:
- Bed & Breakfasts
- Fishing & Hunting Lodges
- Dude & Guests Ranches
- World-Class Destination Resorts and Lodges
Explore the depth of our policy coverage:
General Liability
- Comprehensive General Liability - available limits
- $2M or $3M aggregate
- $1M each occurrence
- Employee Benefits Liability
- Damage to premises rented to you - $100,000
- Medical payments - $5,000
- Blanket additional insureds
- Available coverage options:
- Watercraft Liability
- Personal Liability endorsement for resident owners
Liquor Liability
- Limits to $1M/$1M (in most states)
Property
- Elite Property Enhancement: Great Outdoors, including: $100,000 Business Income and Extra Expense
- Replacement Cost Coverage
- Available coverage options:
Umbrella/Excess Liability
- Large Excess Limits available
Crime and Fidelity
- Employee Theft/Forgery or Alteration
- Theft, Disappearance, and Destruction
- Guest Property
Inland Marine
- Equipment, tools, saddles and tack, guns, small boats, ATVs, golf carts, bicycles, snowmobiles, sleighs
- Fine arts, electronic data processing, valuable papers
Automobile
- Non-owned/hired auto
- Owned Autos: commercial vehicles, service vehicles, pick-up trucks, vans, and buses used to transport guests
- Seasonal Coverage: company will process endorsements to add and remove coverage or vehicles based on seasonal use
- Web-based Auto ID card issuance
Bell Endorsement Includes:
- $50,000 limits each for Business Travel Accident Benefit, Donation Assurance, Emergency Real Estate Consulting Fee, Identity Theft Expense, Image Restoration and Counseling, Key Individual Replacement Expenses, Kidnap Expense, Terrorism Travel Reimbursement, and Workplace Violence Counseling.
- $25,000 limits for each Conference Cancellation, Fundraising Event Blackout, Political Unrest ($5,000 per employee), Temporary Meeting Space Reimbursement; and
- $1,500 Travel Delay Reimbursement
Crisis Management Enhancement Endorsement
- $25,000 limit for crisis management emergency response expenses incurred because of an incident giving rise to a “crisis”
Special Cause of Loss Form