CBIZ INNKEEPERS INSURANCE BLOG

Insights and liability tips on how to protect your inn or bed & breakfast, giving you and your guests peace of mind.

5 Risks of Hiring Uninsured Contractors for Your Inn

  • 4 September 2024
  • Author: Ward, Hayden
  • Number of views: 1086
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5 Risks of Hiring Uninsured Contractors for Your Inn

When it comes to maintaining or upgrading your property, hiring contractors is often unavoidable. However, the decision to hire an uninsured contractor could put your entire business at risk. From liability issues to financial losses, the consequences can be severe and far-reaching.

Safeguarding Your Older B&B: Tackle Faulty Electrical Wiring

  • 9 August 2024
  • Author: Ward, Hayden
  • Number of views: 1689
  • 0 Comments
Safeguarding Your Older B&B: Tackle Faulty Electrical Wiring

As a property's exterior and interior components begin to wear, aging systems, including electrical systems, can fail. Electrical systems must be well-maintained, otherwise, they can become a severe hazard to the property and the inhabitants.

Protect Your Roof: Insights for Historic & Older Properties

  • 11 June 2024
  • Author: Ward, Hayden
  • Number of views: 2770
  • 0 Comments
Protect Your Roof: Insights for Historic & Older Properties

As time passes, roofs can deteriorate, causing leaks, structural issues and an overall decline in your property's integrity. However, with routine maintenance and the right roofing systems, these aging properties can be revitalized and their functionality preserved.

5 Compliance Risks Bed & Breakfasts Must Address in 2024

  • 11 March 2024
  • Author: Ward, Hayden
  • Number of views: 4165
  • 0 Comments
5 Compliance Risks Bed & Breakfasts Must Address in 2024

Moving into 2024, bed and breakfast employers are urged to prepare for impending legal changes including potential overtime rule shifts and evolving employee benefits requirements.

Inland Marine Coverage for Inns and Bed and Breakfasts

  • 7 December 2023
  • Author: Ward, Hayden
  • Number of views: 6615
  • 0 Comments
Inland Marine Coverage for Inns and Bed and Breakfasts

Have you taken the time to walk around your inn and identify all the valuables you have collected, inherited or purchased over the years? You may be surprised if you take the time to do so, as most owners don’t realize the number of valuable items they possess.

Hospitality Fraud: Keep Customer Personal Information Safe

  • 24 October 2023
  • Author: Ward, Hayden
  • Number of views: 6302
  • 0 Comments
Hospitality Fraud: Keep Customer Personal Information Safe

With thorough protocols, a well-trained staff and staying vigilant with billing, you can protect your inn from falling victim. Here are some best practices for preventing fraud at your inn:

Why Your Inn’s Insurance Premiums May Be Rising

  • 24 May 2023
  • Author: Ward, Hayden
  • Number of views: 8164
  • 0 Comments
Why Your Inn’s Insurance Premiums May Be Rising

insurance buyers are facing the hardest property insurance market in a generation, with historic inflation and natural disaster losses causing “significant pressure.”

Why You Might Need Builders Risk Insurance Coverage

  • 3 February 2023
  • Author: Ward, Hayden
  • Number of views: 7052
  • 0 Comments
Why You Might Need Builders Risk Insurance Coverage

Building and construction projects are complicated with no shortage of things that can go wrong. Builders risk insurance, also sometimes referred to as course of construction insurance, is extremely important if your inn is under construction.

Key Person Insurance for Inns

  • 5 April 2022
  • Author: Ward, Hayden
  • Number of views: 9353
  • 0 Comments
Key Person Insurance for Inns

Many inn businesses employ at least one individual who is essential to the company’s success. This person may be a partner, owner or another individual who is crucial to the inn. If this person unexpectedly leaves the organization—due to a death, disability or immediate resignation—it may be hard for the bed and breakfast to survive.

Should Your Bed & Breakfast Become an LLC?

  • 23 August 2021
  • Author: Ward, Hayden
  • Number of views: 11715
  • 0 Comments
Should Your Bed & Breakfast Become an LLC?

Selecting the right business structure for your Bed & Breakfast is important. As a small business, you may be trying to determine the right business framework for you — likely either a sole proprietorship or limited liability company (LLC). For many owners, minimizing risk is top of mind, and an LLC is a way to gain added protection in addition to innkeepers insurance. 

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885.945.5221 | [email protected] 

700 W 47th Street, Suite 1100 |
Kansas City, MO 64112 

Monday - Friday | 8:30 a.m. - 5 p.m. (CST)

ABOUT US

CBIZ Innkeepers Insurance, a division of CBIZ Insurance Services, Inc., is the largest insurer of innkeeper businesses in the United States. As part of an $850 million New York Stock Exchange traded company (CBZ), we developed a specific policy coverage to meet the needs for inns and bed & breakfasts, and the amenities offered by these businesses. Our policy is underwritten by an A.M. Best Rated A++ (Superior) company.

The CBIZ Innkeepers Insurance team knows insurance, specifically the risks and exposures related to beds & breakfasts. We won't confuse you with technical "insurance speak" — our representatives will explain your coverage in simple terms. With hands-on, personal customer service, we guarantee swift communication. As specialists in the industry, we leverage our knowledge and passion to ensure you and your inn are protected.

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