Insights and liability tips on how to protect your inn or bed & breakfast, giving you and your guests peace of mind.
Winter weather can be a force of nature that often requires extra precautions to ensure safety on the road. All drivers, whether taking the company vehicle out to run errands or picking up guests, should be prepared for anything Mother Nature throws their way.
Imagine booking a guest with manners and characteristics of a gigantic-furred yeti. It’s exactly what claims professionals fear most; the abominable snowman creature aimlessly wandering about with no clear objective and little consideration for the care of your inn.
Nature is unpredictable, so don’t wait to prepare your inn for the harshest season. Fortunately, simple inspections and improvements to your bed and breakfast property can prevent costly winter-related insurance claims.
Many people are distressed when they file an innkeeper insurance claim given that these claims typically follow a devastating event such as a property fire, disastrous weather or a guest injury. To help you file a claim with ease, we’ve compiled some useful information to make the best of this trying experience.
No matter what safety precautions you have in place or how well you maintain your inn, a guest or an employee could become injured or claim that your negligence caused damage to their property at any time. If you are named as the responsible party in such a suit, you need to defend yourself against the charges.
Providing safety and protection for your inn and your guests is essential – having a second set of eyes on the property via surveillance devices can help fill that need. You can protect your property and guests while maintaining your distance. Here are a few security measures you can take to protect your bed and breakfast.
Bed & Breakfasts are known for being a wonderful venue for all types of events. Though hosting can be a source of extra income and fun for everyone, it does come with unique risks. Accidents can happen at any time, especially if alcohol and food are thrown into the mix.
Bed & Breakfast owners have to wear many different hats. For complete protection, there are a number of additional coverage options which should be considered in a commercial policy. These options typically cover losses that would otherwise be excluded.
Identifying the correct insurance policy to cover your Bed & Breakfast can be an overwhelming, stressful task. Key insurance terms may leave you confused and feeling unsure of your coverage. Here are the different commercial insurance policies and their purposes. Let this guide help you with the terms to select the proper coverage protecting you and your Bed & Breakfast business.
One of the most common questions we get from customers who want to own a Bed & Breakfast is a very understandable one: “I have homeowners insurance, so do I need innkeeper insurance?” In this article, we're talking all things homeowners insurance and why it may not be the best protection plan for your Bed & Breakfast in the event something goes wrong during a guest's stay.