Insights and tips on how to protect your inn or bed & breakfast, giving you and your guests peace of mind.
Whether your budget is large or small, you’re adding not only value but also risk. To ensure your fixer-upper project goes smoothly and you have the coverage you need, here’s what you need to know.
Many people are distressed when they file an innkeeper insurance claim given that these claims typically follow a devastating event such as a property fire, disastrous weather or a guest injury. To help you file a claim with ease, we’ve compiled some useful information to make the best of this trying experience.
Seemingly minor issues—such as stray cords, dust buildup or leaky faucets—can spiral into significant problems if left unnoticed. By conducting an annual safety audit, you can help keep your property safe and secure, reducing the risk of guest injuries, lawsuits, property damage and costly insurance claims.
While most businesses serve alcohol without incident, the harsh reality is that lawsuits related to liquor liability are filed each day. All it takes is a single liquor liability claim to put your entire business at risk. To help your Inn navigate the risks associated with serving alcohol, we’ve put together a few steps you can take to mitigate the risk of facing a costly lawsuit or insurance claim.
Many inn businesses employ at least one individual who is essential to the company’s success. This person may be a partner, owner or another individual who is crucial to the inn. If this person unexpectedly leaves the organization—due to a death, disability or immediate resignation—it may be hard for the bed and breakfast to survive.
Offering employee benefits can be extremely beneficial to your inn business. Though they may sound complicated or even expensive, they have the ability to improve several areas within your business such as hiring and retaining employees. The process of selecting, implementing and administering a benefits program can take time, however, once you get it right, it can actually help you in more ways than one.
Fall is officially here and the hustle and bustle of the holiday season is just around the corner. It’s time to prepare for those travelers who are looking for an end-of-year break or a seasonal festival. It’s the season for families and friends to spend time together away from everyday life or for those wanting to schedule an adventure to take advantage of time off. Keep reading for 5 steps to prepare your bed and breakfast to make your property the pick of the patch.
Deciding the best rates for your bed and breakfast can be a daunting task. There are several components used to determine how to set a rate, such as events, season, local competitors, size, amenities, etc. Keep reading for ideas to inspire your pricing strategy.
Selecting the right business structure for your Bed & Breakfast is important. As a small business, you may be trying to determine the right business framework for you — likely either a sole proprietorship or limited liability company (LLC). For many owners, minimizing risk is top of mind, and an LLC is a way to gain added protection in addition to innkeepers insurance.
Identifying the correct insurance policy to cover your Bed & Breakfast can be an overwhelming, stressful task. Key insurance terms may leave you confused and feeling unsure of your coverage. Here are the different commercial insurance policies and their purposes. Let this guide help you with the terms to select the proper coverage protecting you and your Bed & Breakfast business.
885.945.5221 | firstname.lastname@example.org
700 W 47th Street, Suite 1100 | Kansas City, MO 64112
Monday - Friday | 8:30 a.m. - 5 p.m. (CST)
CBIZ Innkeepers Insurance, a division of CBIZ Insurance Services, Inc., is the largest insurer of innkeeper businesses in the United States. As part of an $850 million New York Stock Exchange traded company (CBZ), we developed a specific policy coverage to meet the needs for inns and bed & breakfasts, and the amenities offered by these businesses. Our policy is underwritten by an A.M. Best Rated A++ (Superior) company.
The CBIZ Innkeepers Insurance team knows insurance, specifically the risks and exposures related to beds & breakfasts. We won't confuse you with technical "insurance speak" our representatives will explain your coverage in simple terms. With hands-on, personal customer service, we guarantee swift communication. As specialist in the industry, we leverage our knowledge and passion to ensure you and your inn are protected.
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