CBIZ INNKEEPERS INSURANCE BLOG

Insights and tips on how to protect your inn or bed & breakfast, giving you and your guests peace of mind.

Need to File a Claim for Your Inn? Here’s How!

  • 19 August 2022
  • Author: Ward, Hayden
  • Number of views: 417
  • 0 Comments
Need to File a Claim for Your Inn? Here’s How!

Many people are distressed when they file an innkeeper insurance claim given that these claims typically follow a devastating event such as a property fire, disastrous weather or a guest injury. To help you file a claim with ease, we’ve compiled some useful information to make the best of this trying experience.

Bed & Breakfast Safety Audit

  • 12 July 2022
  • Author: Ward, Hayden
  • Number of views: 554
  • 0 Comments
Bed & Breakfast Safety Audit

Seemingly minor issues—such as stray cords, dust buildup or leaky faucets—can spiral into significant problems if left unnoticed. By conducting an annual safety audit, you can help keep your property safe and secure, reducing the risk of guest injuries, lawsuits, property damage and costly insurance claims.

Should You Allow Fireworks At Your Inn?

  • 22 June 2022
  • Author: Ward, Hayden
  • Number of views: 275
  • 0 Comments
Should You Allow Fireworks At Your Inn?

Fireworks are a staple of the Fourth of July and many other celebrations, but remember to take precautions to ensure your Inn is safe and accident-free. Even mild fireworks—such as sparklers—can get hot enough to burn through clothing or ignite surrounding greenery, causing major problems.

Don’t Let Your Inn Be on the Rocks

  • 6 June 2022
  • Author: Ward, Hayden
  • Number of views: 561
  • 0 Comments
Don’t Let Your Inn Be on the Rocks

While most businesses serve alcohol without incident, the harsh reality is that lawsuits related to liquor liability are filed each day. All it takes is a single liquor liability claim to put your entire business at risk. To help your Inn navigate the risks associated with serving alcohol, we’ve put together a few steps you can take to mitigate the risk of facing a costly lawsuit or insurance claim.

Prepare Your Inn from Flooding With These Tips

  • 23 May 2022
  • Author: Ward, Hayden
  • Number of views: 435
  • 0 Comments
Prepare Your Inn from Flooding With These Tips

Natural disasters can have severe impacts not only on your physical property, but they may also directly affect your business operations (including weeks without guests or rescheduling major events) and lengthy, costly repairs. It is an unfortunate fact that one in four businesses that shut down due to a natural disaster never reopen. 

Preparing Your Inn for a Hurricane

  • 6 May 2022
  • Author: Ward, Hayden
  • Number of views: 186
  • 0 Comments
Preparing Your Inn for a Hurricane

As hurricane season approaches, it’s time to prepare your bed and breakfast business for the unexpected. With climate change and more active weather patterns, hurricane season can last longer or begin earlier. Use the following guidance to stay safe and limit potential damage in the event of a hurricane.

The Importance of Good Photography

  • 18 April 2022
  • Author: Ward, Hayden
  • Number of views: 511
  • 0 Comments
The Importance of Good Photography

We are all familiar with the old saying “never judge a book by its cover”, however in the hospitality and travel industry, it couldn’t be more opposite. Not only can good photography help increase your bookings, but it can also help your claim if damage occurs.

Are Security Cameras Safe To Use At My Inn?

  • 25 October 2021
  • Author: Ward, Hayden
  • Number of views: 723
  • 0 Comments
Are Security Cameras Safe To Use At My Inn?

Providing safety and protection for your inn and your guests is essential – having a second set of eyes on the property via surveillance devices can help fill that need. You can protect your property and guests while maintaining your distance. Here are a few security measures you can take to protect your bed and breakfast.

Should Your Bed & Breakfast Become an LLC?

  • 23 August 2021
  • Author: Ward, Hayden
  • Number of views: 967
  • 0 Comments
Should Your Bed & Breakfast Become an LLC?

Selecting the right business structure for your Bed & Breakfast is important. As a small business, you may be trying to determine the right business framework for you — likely either a sole proprietorship or limited liability company (LLC). For many owners, minimizing risk is top of mind, and an LLC is a way to gain added protection in addition to innkeepers insurance. 

Tips for Hosting Events at Your Inn

  • 17 August 2021
  • Author: Ward, Hayden
  • Number of views: 823
  • 0 Comments
Tips for Hosting Events at Your Inn

Bed & Breakfasts are known for being a wonderful venue for all types of events. Though hosting can be a source of extra income and fun for everyone, it does come with unique risks. Accidents can happen at any time, especially if alcohol and food are thrown into the mix. 

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885.945.5221 | innkeepers@cbiz.com 

700 W 47th Street, Suite 1100 |
Kansas City, MO 64112 

Monday - Friday | 8:30 a.m. - 5 p.m. (CST)

ABOUT US

CBIZ Innkeepers Insurance, a division of CBIZ Insurance Services, Inc., is the largest insurer of innkeeper businesses in the United States. As part of an $850 million New York Stock Exchange traded company (CBZ), we developed a specific policy coverage to meet the needs for inns and bed & breakfasts, and the amenities offered by these businesses. Our policy is underwritten by an A.M. Best Rated A++ (Superior) company.

The CBIZ Innkeepers Insurance team knows insurance, specifically the risks and exposures related to beds & breakfasts. We won't confuse you with technical "insurance speak"  our representatives will explain your coverage in simple terms. With hands-on, personal customer service, we guarantee swift communication. As specialist in the industry, we leverage our knowledge and passion to ensure you and your inn are protected.

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