Insights and tips on how to protect your inn or bed & breakfast, giving you and your guests peace of mind.
Bed & Breakfasts are known for being a wonderful venue for all types of events. Though hosting can be a source of extra income and fun for everyone, it does come with unique risks. Accidents can happen at any time, especially if alcohol and food are thrown into the mix.
Bed & Breakfast owners have to wear many different hats. For complete protection, there are a number of additional coverage options which should be considered in a commercial policy. These options typically cover losses that would otherwise be excluded.
Identifying the correct insurance policy to cover your Bed & Breakfast can be an overwhelming, stressful task. Key insurance terms may leave you confused and feeling unsure of your coverage. Here are the different commercial insurance policies and their purposes. Let this guide help you with the terms to select the proper coverage protecting you and your Bed & Breakfast business.
One of the most common questions we get from customers who want to own a Bed & Breakfast is a very understandable one: “I have homeowners insurance, so do I need innkeeper insurance?” In this article, we're talking all things homeowners insurance and why it may not be the best protection plan for your Bed & Breakfast in the event something goes wrong during a guest's stay.
Phishing attacks are constantly evolving in order to capitalize on our information. Recently, we’ve seen an uptick of scammers sending phishing emails – even Zoom meetings - about the COVID-19 vaccine. As hackers get better and better at their game, it’s important to know how to spot a suspicious email to help your Bed & Breakfast business avoid a cyber breach.
Owning and operating a Bed & Breakfast, a lodge, or other accommodation can be a rewarding endeavor. However, owners have to manage numerous exposures related to lodging, and many offer amenities that can dramatically increase the number of risks. Assessing your exposures and taking the appropriate precautions can go a long way toward protecting your business.
This year has undoubtedly been a very difficult one. Don’t forget to take a moment, pat yourself on the back, and gift your Bed & Breakfast business with something you have been wanting to purchase. Nobody knows your business better than you, and you deserve something special this season. Here are our top 3 gifts to give to your business. CBIZ Innkeepers Insurance has you covered.
You face unique risks each day as a Bed & Breakfast owner. Harsh winter weather elevates those risks with ice and snow buildup, ice covered tree limbs and walkways, and freezing pipes. Those risks lead to increased property damage and liability claims. Let’s take a look at the top five winter Bed & Breakfast insurance claims and ways you can reduce the risk of having to file a claim.