Insights and tips on how to protect your inn or bed & breakfast, giving you and your guests peace of mind.
Bed & Breakfasts are known for being a wonderful venue for all types of events. Though hosting can be a source of extra income and fun for everyone, it does come with unique risks. Accidents can happen at any time, especially if alcohol and food are thrown into the mix.
Identifying the correct insurance policy to cover your Bed & Breakfast can be an overwhelming, stressful task. Key insurance terms may leave you confused and feeling unsure of your coverage. Here are the different commercial insurance policies and their purposes. Let this guide help you with the terms to select the proper coverage protecting you and your Bed & Breakfast business.
It is very likely, no matter where your Bed & Breakfast is located, a powerful, unplanned spring storm could occur. Unpredictable weather doesn’t give you much notice or time to react. Preparing now helps protect your Inn and your guests. Create peace of mind this spring by following these simple steps to secure your property for spring weather.
One of the most common questions we get from customers who want to own a Bed & Breakfast is a very understandable one: “I have homeowners insurance, so do I need innkeeper insurance?” In this article, we're talking all things homeowners insurance and why it may not be the best protection plan for your Bed & Breakfast in the event something goes wrong during a guest's stay.
Eco-friendly and sustainability are common terms used on packaging when purchasing goods such as appliances, air-conditioning units, wood materials, and even fabrics. Often, they are associated with saving money. The ever-changing climate has created a desire for a more conscientious lifestyle. Take a look around your Inn and see where you can save money, protect the earth’s resources, and potentially reduce your risks. Celebrate Earth Day, April 22, 2021, by going green using these simple 12 tips.
With most of corporate America continuing to having to work remotely, there has been a new craving for travel and working on “vacation” which has opened a plethora of opportunities for the Bed & Breakfast industry. Simply introducing more operational technology in your Inn, offering creative packages, or being more flexible with your bookings, could increase your business earnings exponentially. The trends for 2021 are focused on safety and the “new” business traveler.
An unfortunate result of COVID-19 is that cybercriminals are attempting to capitalize on the public’s desire to learn more about the outbreak and vaccine updates. With a large amount of the population still working remotely due to the coronavirus outbreak, phishing scams are becoming the fastest type of cybercrime.
Charming and luxurious are two words most commonly associated with Bed & Breakfasts. Guests from all over the world book their stays with those two words in mind. It’s also one of the reasons some prefer staying at an Inn rather than booking a standard hotel. To help step up your luxe game, keep reading for 5 simple tips you may not have thought about.
Owning and operating a Bed & Breakfast, a lodge, or other accommodation can be a rewarding endeavor. However, owners have to manage numerous exposures related to lodging, and many offer amenities that can dramatically increase the number of risks. Assessing your exposures and taking the appropriate precautions can go a long way toward protecting your business.
You face unique risks each day as a Bed & Breakfast owner. Harsh winter weather elevates those risks with ice and snow buildup, ice covered tree limbs and walkways, and freezing pipes. Those risks lead to increased property damage and liability claims. Let’s take a look at the top five winter Bed & Breakfast insurance claims and ways you can reduce the risk of having to file a claim.
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CBIZ Innkeepers Insurance, a division of CBIZ Insurance Services, Inc., is the largest insurer of innkeeper businesses in the United States. As part of an $850 million New York Stock Exchange traded company (CBZ), we developed a specific policy coverage to meet the needs for inns and bed & breakfasts, and the amenities offered by these businesses. Our policy is underwritten by an A.M. Best Rated A++ (Superior) company.
The CBIZ Innkeepers Insurance team knows insurance, specifically the risks and exposures related to beds & breakfasts. We won't confuse you with technical "insurance speak" our representatives will explain your coverage in simple terms. With hands-on, personal customer service, we guarantee swift communication. As specialist in the industry, we leverage our knowledge and passion to ensure you and your inn are protected.
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