CBIZ INNKEEPERS INSURANCE BLOG

Insights and tips on how to protect your inn or bed & breakfast, giving you and your guests peace of mind.

Should Your Bed & Breakfast Become an LLC?

  • 23 August 2021
  • Author: Ward, Hayden
  • Number of views: 8399
  • 0 Comments
Should Your Bed & Breakfast Become an LLC?

Selecting the right business structure for your Bed & Breakfast is important. As a small business, you may be trying to determine the right business framework for you — likely either a sole proprietorship or limited liability company (LLC). For many owners, minimizing risk is top of mind, and an LLC is a way to gain added protection in addition to innkeepers insurance. 

Online Marketing Tips for Inns

  • 5 August 2021
  • Author: Ward, Hayden
  • Number of views: 6896
  • 0 Comments
Online Marketing Tips for Inns

Social media provides an accessible platform for advertising and promoting your Bed & Breakfast to an extensive audience. However, many other owners are thinking the exact same way and hopping on the bandwagon. So, how can you stand apart from the competition and attract more guests? Follow these tips to increase your online presence and leverage social media marketing for your Inn. 

The “Inns” and Outs of Comprehensive Coverage

  • 13 July 2021
  • Author: Ward, Hayden
  • Number of views: 6400
  • 1 Comments
The “Inns” and Outs of Comprehensive Coverage

Bed & Breakfast owners have to wear many different hats. For complete protection, there are a number of additional coverage options which should be considered in a commercial policy. These options typically cover losses that would otherwise be excluded. 

Innkeeper Summer School: Expand Your Knowledge

  • 21 June 2021
  • Author: Ward, Hayden
  • Number of views: 6629
  • 0 Comments
Innkeeper Summer School: Expand Your Knowledge

While the travel and hospitality worlds are making their COVID-19 return, now is a great time to dive a little deeper into the industry to help your business come back in full swing. To help navigate which online courses, websites, and podcasts are most beneficial to your business's particular needs, we compiled a list of 5 resources you can explore to expand your knowledge

Understanding Commercial Insurance for Your Inn

  • 9 June 2021
  • Author: Ward, Hayden
  • Number of views: 6847
  • 0 Comments
Understanding Commercial Insurance for Your Inn

Identifying the correct insurance policy to cover your Bed & Breakfast can be an overwhelming, stressful task. Key insurance terms may leave you confused and feeling unsure of your coverage. Here are the different commercial insurance policies and their purposes. Let this guide help you with the terms to select the proper coverage protecting you and your Bed & Breakfast business. 

Prepare your Inn for Unpredictable Spring Weather

  • 13 May 2021
  • Author: Ward, Hayden
  • Number of views: 6872
  • 0 Comments
Prepare your Inn for Unpredictable Spring Weather

It is very likely, no matter where your Bed & Breakfast is located, a powerful, unplanned spring storm could occur. Unpredictable weather doesn’t give you much notice or time to react. Preparing now helps protect your Inn and your guests. Create peace of mind this spring by following these simple steps to secure your property for spring weather.

How is Innkeepers Insurance Different from Homeowners Insurance?

  • 28 April 2021
  • Author: Ward, Hayden
  • Number of views: 7005
  • 1 Comments
How is Innkeepers Insurance Different from Homeowners Insurance?

One of the most common questions we get from customers who want to own a Bed & Breakfast is a very understandable one: “I have homeowners insurance, so do I need innkeeper insurance?” In this article, we're talking all things homeowners insurance and why it may not be the best protection plan for your Bed & Breakfast in the event something goes wrong during a guest's stay. 

Tips to Reel in Phishing Scams for Innkeepers

  • 9 February 2021
  • Author: Ward, Hayden
  • Number of views: 6983
  • 0 Comments
Tips to Reel in Phishing Scams for Innkeepers

An unfortunate result of COVID-19 is that cybercriminals are attempting to capitalize on the public’s desire to learn more about the outbreak and vaccine updates. With a large amount of the population still working remotely due to the coronavirus outbreak, phishing scams are becoming the fastest type of cybercrime.

Common Exposures for Bed & Breakfasts

  • 18 January 2021
  • Author: Ward, Hayden
  • Number of views: 8857
  • 0 Comments
Common Exposures for Bed & Breakfasts

Owning and operating a Bed & Breakfast, a lodge, or other accommodation can be a rewarding endeavor. However, owners have to manage numerous exposures related to lodging, and many offer amenities that can dramatically increase the number of risks. Assessing your exposures and taking the appropriate precautions can go a long way toward protecting your business.

Winter Woes: Top Innkeeper Insurance Claims & How to Prevent Them

  • 14 December 2020
  • Author: Ward, Hayden
  • Number of views: 7313
  • 0 Comments
Winter Woes: Top Innkeeper Insurance Claims & How to Prevent Them

You face unique risks each day as a Bed & Breakfast owner. Harsh winter weather elevates those risks with ice and snow buildup, ice covered tree limbs and walkways, and freezing pipes. Those risks lead to increased property damage and liability claims. Let’s take a look at the top five winter Bed & Breakfast insurance claims and ways you can reduce the risk of having to file a claim.

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885.945.5221 | innkeepers@cbiz.com 

700 W 47th Street, Suite 1100 |
Kansas City, MO 64112 

Monday - Friday | 8:30 a.m. - 5 p.m. (CST)

ABOUT US

CBIZ Innkeepers Insurance, a division of CBIZ Insurance Services, Inc., is the largest insurer of innkeeper businesses in the United States. As part of an $850 million New York Stock Exchange traded company (CBZ), we developed a specific policy coverage to meet the needs for inns and bed & breakfasts, and the amenities offered by these businesses. Our policy is underwritten by an A.M. Best Rated A++ (Superior) company.

The CBIZ Innkeepers Insurance team knows insurance, specifically the risks and exposures related to beds & breakfasts. We won't confuse you with technical "insurance speak" — our representatives will explain your coverage in simple terms. With hands-on, personal customer service, we guarantee swift communication. As specialists in the industry, we leverage our knowledge and passion to ensure you and your inn are protected.

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