CBIZ INNKEEPERS INSURANCE BLOG

Insights and liability tips on how to protect your inn or bed & breakfast, giving you and your guests peace of mind.

Winter Woes: Top Innkeeper Insurance Claims & How to Prevent Them

  • 14 December 2020
  • Author: Ward, Hayden
  • Number of views: 11733
  • 0 Comments
Winter Woes: Top Innkeeper Insurance Claims & How to Prevent Them

You face unique risks each day as a Bed & Breakfast owner. Harsh winter weather elevates those risks with ice and snow buildup, ice covered tree limbs and walkways, and freezing pipes. Those risks lead to increased property damage and liability claims. Let’s take a look at the top five winter Bed & Breakfast insurance claims and ways you can reduce the risk of having to file a claim.

Deck the Halls: Bring Joy to Your Inn

  • 9 December 2020
  • Author: Ward, Hayden
  • Number of views: 11509
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Deck the Halls: Bring Joy to Your Inn

Deck the halls for the holidays and welcome your Bed & Breakfast guests with more than seasonal decor and a few twinkling lights. Bring added joy and peace of mind to your Inn knowing you are prepared. Capture the spirit of the season, and welcome your guests by providing a memorable trip that will be cherished all year long. 

Reducing Bed & Breakfast Risks through Full Disclosure Marketing

  • 7 December 2020
  • Author: Ward, Hayden
  • Number of views: 8232
  • 0 Comments
Reducing Bed & Breakfast Risks through Full Disclosure Marketing

With holidays right around the corner, and an expected uptick in traveling, many Bed & Breakfast owners are preparing their Inns for guests. Staying transparent to your customers and showcasing the protective actions taken at your Inn will be a crucial marketing strategy moving forward. Here are a few tips to help mitigate potential incidents from occurring.

Branding Your Bed & Breakfast

  • 27 October 2020
  • Author: Ward, Hayden
  • Number of views: 8878
  • 0 Comments
Branding Your Bed & Breakfast

An essential asset for any business is branding. It’s what makes guests remember your property, reflect on their stay, and help you stand out in a crowd of Inns. Spend time working on this side of your business with these tips.

Business Survival Guide Part 2: Contingency Planning

  • 12 October 2020
  • Author: Ward, Hayden
  • Number of views: 8101
  • 0 Comments
Business Survival Guide Part 2: Contingency Planning

In part 1 of our series, Business Survival Plan: Guide to Finance, we focused on how to be financially secure during a crisis. Part 2 is about contingency planning to help you prepare for unexpected events and minimize their impact. In this article, we’ll explore how to create your own contingency plans, how to be proactive on decreasing the impact of risks, and why these are essential to the Bed & Breakfast industry.

Business Survival Guide Part 1: Financial Planning

  • 6 October 2020
  • Author: Ward, Hayden
  • Number of views: 7959
  • 0 Comments
Business Survival Guide Part 1: Financial Planning

COVID-19 has had a significant impact on the travel and hospitality industries, leaving many Bed & Breakfast owners with unexpected financial losses. With news headlines predicting a future recession, owners of Inns are undoubtedly concerned. Our first article of this two-part series highlights the steps to take to be financially prepared for a crisis. Whether that is a second wave of COVID-19, a natural disaster or any number of other emergencies that could temporarily shut down your Inn. 

Breakfast for Your B&B

  • 1 October 2020
  • Author: Ward, Hayden
  • Number of views: 15658
  • 0 Comments
Breakfast for Your B&B

In honor of National Better Breakfast Day 2020 and International Coffee Day, our team at CBIZ Innkeepers wanted to pay tribute to the iconic breakfast that Inns are known for. Although not every Bed & Breakfast provides a full breakfast complete with eggs, bacon, and a side of French toast, many Inns do furnish a special treat for their guests. 

What Defines a Bed & Breakfast?

  • 23 September 2020
  • Author: Ward, Hayden
  • Number of views: 10236
  • 0 Comments
What Defines a Bed & Breakfast?

When selecting insurance coverage for your inn, it is important to know if your property is defined as a Bed & Breakfast, event space, or a short-term rental. Each type of property requires unique needs for running and maintaining guest accommodations. Distinguishing between the types of similar properties can be challenging. We are here to help you identify whether your lodging is an Inn by checking off the boxes of these 5 common attributes.

11 Mitigation Tips for Your Bed & Breakfast

  • 26 August 2020
  • Author: Ward, Hayden
  • Number of views: 9582
  • 0 Comments
11 Mitigation Tips for Your Bed & Breakfast

Bed and breakfasts are the cherry on top to the hospitality world. Their guests are looking for not only a place to rest their head after traveling, but they are also in search of a unique and local experience. When hosting a variety of travelers and managing an inn, it is crucial to be aware of the potential risks that come from opening your residence to guests.

Is Your Bed and Breakfast Prepared for a Wildfire?

  • 20 August 2020
  • Author: Ward, Hayden
  • Number of views: 7595
  • 0 Comments
Is Your Bed and Breakfast Prepared for a Wildfire?

Although you may not be able to stop wildfires from occurring in your area, there are measures you can take to reduce the risk of your bed and breakfast being lost to a wildfire. Planning your landscape, using proper building materials, and having a financial disaster fund are proactive steps in laying the groundwork for the safety and protection of your bed and breakfast property.

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885.945.5221 | [email protected] 

700 W 47th Street, Suite 1100 |
Kansas City, MO 64112 

Monday - Friday | 8:30 a.m. - 5 p.m. (CST)

ABOUT US

CBIZ Innkeepers Insurance, a division of CBIZ Insurance Services, Inc., is the largest insurer of innkeeper businesses in the United States. As part of an $850 million New York Stock Exchange traded company (CBZ), we developed a specific policy coverage to meet the needs for inns and bed & breakfasts, and the amenities offered by these businesses. Our policy is underwritten by an A.M. Best Rated A++ (Superior) company.

The CBIZ Innkeepers Insurance team knows insurance, specifically the risks and exposures related to beds & breakfasts. We won't confuse you with technical "insurance speak" — our representatives will explain your coverage in simple terms. With hands-on, personal customer service, we guarantee swift communication. As specialists in the industry, we leverage our knowledge and passion to ensure you and your inn are protected.

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