Insights and tips on how to protect your inn or bed & breakfast, giving you and your guests peace of mind.
Many people are distressed when they file an innkeeper insurance claim given that these claims typically follow a devastating event such as a property fire, disastrous weather or a guest injury. To help you file a claim with ease, we’ve compiled some useful information to make the best of this trying experience.
No hotel, inn, or bed and breakfast is immune to an attack. They all have something an attacker would want because you still accommodate a significant amount of people.
Preparing a delicious meal is seen as an act of love or a gift It’s an art form that many bed and breakfasts are known for. However, the other side of cooking — food preparation and safety, can be easily forgotten. Reduce the chances of your guests getting sick from food preparation.
Seemingly minor issues—such as stray cords, dust buildup or leaky faucets—can spiral into significant problems if left unnoticed. By conducting an annual safety audit, you can help keep your property safe and secure, reducing the risk of guest injuries, lawsuits, property damage and costly insurance claims.
Natural disasters can have severe impacts not only on your physical property, but they may also directly affect your business operations (including weeks without guests or rescheduling major events) and lengthy, costly repairs. It is an unfortunate fact that one in four businesses that shut down due to a natural disaster never reopen.
With decades of experience helping owners insure their most prized assets, we have seen it all and spoken to many amazing people. We have noticed they focus their efforts on these 5 perspectives/habits. Follow these 5 insider tips to help run a successful Inn business.
As a result of the pandemic, we are seeing more and more bed and breakfasts using QR Codes to cut down on daily operations and reduce paper waste. QR Codes are starting to take over the hospitality industry by storm, enhancing guest experience and helping your day-to-day functions.
We are all familiar with the old saying “never judge a book by its cover”, however in the hospitality and travel industry, it couldn’t be more opposite. Not only can good photography help increase your bookings, but it can also help your claim if damage occurs.
Many inn businesses employ at least one individual who is essential to the company’s success. This person may be a partner, owner or another individual who is crucial to the inn. If this person unexpectedly leaves the organization—due to a death, disability or immediate resignation—it may be hard for the bed and breakfast to survive.
Offering employee benefits can be extremely beneficial to your inn business. Though they may sound complicated or even expensive, they have the ability to improve several areas within your business such as hiring and retaining employees. The process of selecting, implementing and administering a benefits program can take time, however, once you get it right, it can actually help you in more ways than one.
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700 W 47th Street, Suite 1100 | Kansas City, MO 64112
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CBIZ Innkeepers Insurance, a division of CBIZ Insurance Services, Inc., is the largest insurer of innkeeper businesses in the United States. As part of an $850 million New York Stock Exchange traded company (CBZ), we developed a specific policy coverage to meet the needs for inns and bed & breakfasts, and the amenities offered by these businesses. Our policy is underwritten by an A.M. Best Rated A++ (Superior) company.
The CBIZ Innkeepers Insurance team knows insurance, specifically the risks and exposures related to beds & breakfasts. We won't confuse you with technical "insurance speak" our representatives will explain your coverage in simple terms. With hands-on, personal customer service, we guarantee swift communication. As specialist in the industry, we leverage our knowledge and passion to ensure you and your inn are protected.
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